The worst way naive buyers get screwed is by negotiating payment not price.
The last few cars I've bought I found on Craigslist and bought from a private individual. Only way I'll do it from now on. I really see absolutely no value that a dealership brings to the transaction.
payment, not price? so were not talking about people buying cars, were talking about banks jbuying cars for people and expecting interest on top. now i see why this is. onfusing.
why would you ever buy a car on anything but price? if you have to borrow for it swallow your ego and buy something you canafford..... simple.
That's just it. In many people's minds, if the bank or manufacturer-affiliated financing arm will loan them the money, then that fact tells them that they CAN afford it, and they get an ego stroke for having been such a wise consumer, manager of credit, and provider for their family.
Same exact facts, opposite conclusion to your line of thinking. (I agree with you, in case it wasn't obvious.)
The last few cars I've bought I found on Craigslist and bought from a private individual. Only way I'll do it from now on. I really see absolutely no value that a dealership brings to the transaction.